The family lives in Malawi. C is 67 years old and is a farmer. His wife F is 65 years old and she sells agricultural produce. They live with their 6 children and 4 grandchildren in a 1-bedroom house. They own the house and have been living here for 22 years. Their plan is to spend money on building a house, and they wish to fulfill their dream of buying a bicycle someday.

The family lives in Malawi. C is 67 years old and is a farmer. His wife F is 65 years old and she sells agricultural produce. Their daughter, U is 18 years old and she sells cooking oil. The other 9 members of the household are children and grandchildren between 9 to 22 years of age; all are students. C, F, and U work a combined 85 hours per week. The family owns a 1-bedroom house, and the two hectares of land it sits on. The house was built by friends and family, and they’ve been here for 22 years. There is no electricity or toilet facility. They use an outdoor toilet which is shared with 3 other households. Drinking water takes 20 minutes to collect, but is not safe to drink. The family produces 25% of its own food and purchases the rest which costs 70% of their total income. They cook food on a wood-fueled stove. They have never been outside of Malawi. They are not saving money, but their plan is to spend money on building a house, and they wish to fulfill their dream of buying a bicycle someday.